There are many new businesses that are making waves in financial technology to help ensure our lives are made easier. Here are 7 companies that are truly innovative in the way they do business.

1. Klarna
Klarna is a Swedish-based e-commerce company that offers businesses the ability to receive payments and consumers to buy items, via online storefronts. Klarna creates a trustful relationship by offering customers the option to pay for goods after they are delivered and also allows buyers to verify their identities using basic personal data. Again, this allows for a safe and trustworthy relationship to be built, which is the core of Klarna.

2. CoverHound
CoverHound provides consumers a new way to shop for car insurance by using a comparative shopping platform. CoverHounds platform offers consumers the ability to choose which car insurance best suits them through comparing instant, accurate and actionable rates from leading insurance carriers. Without selling consumers data, CoverHound uses relationships between insurance carriers and agencies to enhance users’ car insurance policies.

3. Giftly
Giftly enables consumers to conveniently use their debit or credit cards to send and receive thoughtful and personalized gifts to family and friends. It is a newer kind of gift card, by turning ordinary debit and credit cards into gift cards that allows recipients of a “Giftly” to choose where he/she will spend it. Those sending a Giftly can choose up to 3 businesses where it can be spent, a personalized photograph or note, the amount, and send it via email. The recipient can then easily make purchases from the businesses listed using a credit or debit card that has been registered or redeem the Giftly via computer or smartphone at giftly.com.

4. ZipZap
ZipZap is a global cash transactions network that allows merchants to offer customers the ability to buy products online using cash. ZipZap also enables consumers to pay bills and add money to prepaid cards or mobile accounts online, using their local currency. ZipZap has over 700,000 payment centers that permit cash-preferred consumers to conveniently purchase items online and make payments with cash in their very own neighborhood via a CashPayment center.

5. BillGuard
BillGuard is a free service that offers users a place to collectively post billing complaints online. It checks and monitors your bills for any bad charges that have occurred without your knowledge and sends you an alert when one happens. BillGuard uses the same security measures as your bank to ensure that your information and data is kept safe, private, and secure.

6. Dwolla
Dwolla is a new payment network that works with financial institutions to offer merchants, non-profits, and consumers a cheaper, safer, and better payment experience, both online and via mobile devices. Users can send friends money through social networks, purchase products with a mobile phone, etc., safely and securely. Dwolla is an e-commerce company that is only offered in the United States.

7. Virtual Piggy
Virtual Piggy creates a safe and secure shopping environment for merchants and parents to help teach children responsible spending. Virtual Piggy provides a tool that enables children, 18 years and younger, to make purchases online that are controlled, approved, and monitored by parents. Merchants can offer a parental control mechanism, through Virtual Piggy, on their websites that gives children the ability to purchase products online, which is compliant with the Children’s Online Privacy Protection Act.

Leave a Reply


  1. monday morning Louie Eaves…Love it…Have a Fantastic Monday, and a Super Week!

  2. fatfriaruk

    Another winner Louie thanks 🙂

  3. I am especially interested in the Virtual piggy site. I have been trying to teach my kids to be responsible with their resources, but it’s not always easy. Thanks for the reviews.

  4. Thanks for your personal marvelous posting! I definitely enjoyed
    reading it, you’re a great author.I will make certain to bookmark your blog and definitely will come back later on. I want to encourage that you continue your great writing, have a nice evening!
    My partner and I absolutely love your blog and find nearly all of your post’s to be exactly what I’m looking for. Does one offer guest writers to write content for yourself? I wouldn’t mind publishing a post or elaborating on some of the subjects you write related to
    here. Again, awesome website!
    My partner and I stumbled over here coming from a different web
    address and thought I should check things out.
    I like what I see so now i am following you. Look
    forward to looking into your web page yet again.
    I enjoy what you guys are usually up too. Such clever work and exposure!
    Keep up the excellent works guys I’ve included you guys to our blogroll.
    Howdy I am so glad I found your blog page, I really found you by accident, while I was searching on Yahoo for something else, Anyhow I am here now and would just like to say cheers for a fantastic post and a all round exciting blog (I also love the theme/design), I don’t have time to read it all at the minute but I have bookmarked it and also included your RSS feeds, so when I have time I will be back to read more, Please do keep up the great work.

  5. Hi! This iss my 1st comment heree so I just wanted to give a
    quick shout out and say I really enjoy reading through your articles.
    Can you recommend any other blogs/websites/forums that deal with the same topics?
    Thanks for your time!